Bank Transfer Instruction

Closed loop VA 💡Closed loop VA is a payment where the source bank and beneficiary bank is the same.For example, the source bank uses a BCA account and the beneficiary bank also uses a BCA account. ...

Is there a minimum and maximum transaction value that I can charge with Midtrans?

Each payment provider has its respective limitations.   Disclaimer ⚠️ The maximum amount shown in the table above refers to the limit on the acquirer side. However, please note there may be differ...

How to receive payments through Midtrans?

In order to receive payments from your business customers through Midtrans, please follow these steps:    Login ↗ to your dashboard, or register ↗ your account if you haven’t had one.             ...

Default Expiry Time for Each Payment Method

Every payment method has a default expiry time. You can see the details in the table below:

Can I receive payments from a foreign issuing bank?

Yes, you can receive payments from a foreign issuing bank. Please keep in mind that for Bank Transfer/VA, there are certain things that you have to know. 1. Customers needs to make sure whether the...

Bank Response Codes

Denied by Bank - Response Codes When a charge request for Credit Card is received, there are layers of security that it has to go through. The last one would be the Bank’s automated authorization s...

Is the funds transfer for Midtrans’ Bank Transfer payment method real time?

Generally yes. Midtrans’ Bank Transfer payment methods consist of BCA Virtual Account (VA), Mandiri Bill Payment, and Permata VA. Both BCA VA and Mandiri Bill Payment only accepts in-house transfer...

How can I cancel a transaction?

Canceling transactions can only be done for card transactions with CAPTURE / SUCCESS status and other payment methods with PENDING status. You can do so from the transaction page ↗ on our portal, o...

Can I cancel a transaction that has been settled?

No. Please proceed to refund a transaction once it has been settled.      

Can Midtrans process transaction amount with decimals?

No. IDR standard does not have decimal denomination. Please round up or down your decimal amount before sending the amount parameter to Midtrans. Our system will also do a validation if it detects ...

How do I view and manage my transactions on Midtrans?

Midtrans provides all merchants with a Merchant Administration Portal (MAP) ↗ dashboard.In MAP, you will be able to: View and search transactions (and their details); Manage transactions (i.e. can...

Can all types of businesses accept payments through Midtrans?

While we’re open with different kinds of online businesses (i.e. individual sellers, SME’s, multinational e-commerce companies, etc.), we cannot work with any business that engages in selling/provi...

Can I receive payments using other currency than IDR?

You can sell products using other currencies (other than IDR) however, you should convert the amount to IDR first before sending a payment/charge request to Midtrans’ system. In lieu of Bank Indone...