What is ECI on 3D Secure?

What is ECI (Electronic Commerce Indicator)

ECI (Electronic Commerce Indicator) is the value returned from the Directory Server (Visa, Mastercard and JCB) to show result of authentication credit card payment from your customer on the features of 3D Secure.

ECI Code:

1. Visa

  • ECI 05: Card holder and issuing bank are 3D Secure. 3dSecure authentication successful.
  • ECI 06: One of card holder or issuing bank not registered as a 3D Secure.
  • ECI 07: Card holder and issuing bank not registered as a 3D Secure.

2. Mastercard

  • ECI 02: Card holder and issuing bank are 3D Secure. 3dSecure authentication successful.
  • ECI 01: One of card holder or issuing bank not registered as a 3D Secure.
  • ECI 00: Card holder and issuing bank not registered as a 3D Secure.

3. JCB

  • ECI 05: Card holder and issuing bank are 3D Secure. 3dSecure authentication successful.
  • ECI 06: One of card holder or issuing bank not registered as a 3D Secure.
  • ECI 07: Card holder and issuing bank not registered as a 3D Secure.