Cut-off time for Disbursement transaction

In-house Transfer

A transfer where the source bank and beneficiary bank is the same.
For example, a sender uses a BNI account to transfer to the receiver's BNI account.

Image_1_v4a.png

 

Inter-Bank Transfer

A transfer where the source bank and beneficiary bank is different.
For example, a sender uses a Mandiri account to transfer to the receiver's BRI account.

Image_1_v4b.png

- - -

 

Bank Maintenance Schedule

Image_2_Mandiri.png

Image_4_BCA_with_PPKM.png

Image_5_BRI.png

Image_6_Danamon.png

 

Note πŸ“

  • For disbursement transactions that are approved after the cut-off time or during bank maintenance schedule, please expect that the transaction status will be on hold as β€œApproved”. As it will be waiting to be β€œProcessed” during the next operational period.

  • For disbursement transactions that are β€œProcessed” as inter-bank transfer with SKN method, please expect it may take a few hours (up to around 22.00 WIB on that day) to be completely processed by the SKN batch. It stays in β€œProcessed” status during that time. After fully processed, the status will then be updated (e.g. to β€œCompleted” or β€œFailed” status).

    Example:
    Merchant approved the transaction on Monday at 16.00 WIB (SKN & RTGS cut-off time until 15.00 WIB), the transaction status will be on hold as Approved, not Processed. Then, it will be processed on the next operational period on Tuesday, which is starting from 08.10 WIB (operational period from Monday to Friday). But, the status will stay as Processed while waiting for the SKN batch to complete (up to around 22.00 WIB). Then, the status will be updated, either to β€œCompleted” or β€œFailed”.
Was this article helpful?
0 out of 0 found this helpful
Can't find your answer? How about looking at our Tech Docs?

Tech docs

Our API and plug-ins play well with platforms from PHP, Shopify, Woo Commerce to Android and many more.

Learn more